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Sick Leave


I was hoping to find some clarity regarding a current dilemma which i find myself in;

I have been undergoing chemotherapy and a bone marrow transplant in an attempt to fight a disease i have, i have been off work for 4 months (Of which i had 26 days in my 3 year cycle)

I have a private policy which is going to pay out (maybe) 75% of one months salary ;( i have also asked my organisation if they make provisions for "special leave applications" as i know most corporate organisations in this day and age do - to which my HR is not directly impacted and therefore doesn't really care about looking into it.

Is there anything i am missing here or should i just take the unpaid leave and be happy ?

Your feedback in this regard would be much appreciated.

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